Track your money with intention
Fast daily logging, FIRE-focused analytics, and privacy by default. Built for people serious about their numbers.
Most finance apps weren't built for you
Budgeting feels like homework
Clunky interfaces turn a 10-second task into a 10-minute chore.
Your data isn't yours
Bank syncs and third-party aggregators make your finances someone else's product.
Built for spending, not wealth
Few apps track savings rate, net worth, or your path to financial independence.
Everything you need,
nothing you don't
Built around speed, clarity, and control.
Fast Entry Logging
Log income, expenses, and transfers in seconds.
FIRE Dashboard
Savings rate, net worth, and your trajectory to FI.
Spending Insights
Habits, trends, and month-over-month patterns at a glance.
On-Device Storage
No cloud, no sync, no breach risk. Your data stays on your phone.
Receipt Scan
Snap a receipt and let Phosphor extract the details automatically.
Auto-Recurring
Set it once, confirm via notification when it's due.
Built for people who take their money seriously
Most tools weren't designed with your discipline in mind. Phosphor respects your discipline while keeping tracking effortless.
to paycheck
is the FIRE target
in Phosphor
Get early access to Phosphor
Drop your email and we'll let you know the moment it's ready.
No spam. No sharing. Just a launch notification.
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We'll reach out when Phosphor is ready.